Scammers targeting U.S. victims have perfected their methods. They pretend to be relatives in distress, lawyers about to file lawsuits, salespeople with incredible offers, or feared immigration officers. They’ve gone so far as to open call centers, develop strategies, write scripts, hire English-speaking operators, and demand ever-increasing results from them. They also use artificial intelligence and have accomplices who collect and send money. Many have achieved their goals of defrauding people with almost business-like precision.

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